Universal Credit Eligibility

Eligibility criteria for Universal Credit in the UK are set by the Department for Work and Pensions (DWP) and are based on a number of factors, including income, savings, and personal circumstances.

Universal Credit is designed as a single, means-tested benefit for working-age individuals and families who are on a low income or out of work.

To be eligible for Universal Credit, an individual must be either:

1. A resident in the UK and legally entitled to live here

2. Aged between 18 and State Pension age

3. Not in full-time education

4. Not subject to immigration control.

In addition, the individual must either be:

1. In paid work and earning less than the minimum wage

2. Self-employed and earning less than the minimum wage

3. Out of work and actively seeking employment.

People who have a partner must also meet these eligibility criteria and must either live with their partner or be expected to live with them.

If a person is in a couple and one partner is not eligible for Universal Credit, the other partner may still be eligible to claim.

It is important to note that some individuals, such as those who have savings of over £16,000 or receive a certain level of other benefits, may not be eligible for Universal Credit.

Additionally, the eligibility criteria for Universal Credit can change over time, so it is important to check the latest information from the DWP.

In general, the eligibility criteria for Universal Credit are designed to support those who are in most need of financial assistance and ensure that the benefit is targeted to those who are most in need.